新《企业破产法》对银行信贷业务的影响及对策

相对于旧<企业破产法>而言,2007年6月1日施行的新<企业破产法>扩大了适用范围,明晰了破产条件,健全了破产法律责任追究制度,规定了跨境破产,调整了破产财产范围和债权的清偿顺序,新设了管理人、重整和撤销权等制度,新<企业破产法>的实施对银行信贷业务产生了重大影响.本文通过对新旧<企业破产法>进行比较,详细分析了新<企业破产法>的实施对银行信贷业务产生的影响,有针对性地提出了风险防范对策:正确选定融资对象,防范关联风险;严控贷款用途,关注借款及国家宏观调控政策的重大变化;全面掌握债务人财产状况;依法监督管理人行为等.     

对商业银行基层行监督模式转型改革的思考

商业银行事后监督工作作为其运行管理体系和内部控制体系的重要组成部分,在核算质量管理和操作风险防范方面发挥了重要作用。本文以工商银行现行监督模式为例,剖析其在监督理念、重点、效率以及人员配置、功能发挥等方面的不足,立足于构建安全型、价值型、成本型风险管理平台的需要,提出推进商业银行基层行监督模式由规范操作型向风险管理型、由质量复审型向风险预警型、由职责重叠型向责任互补型、由单一封闭型向合作多样型、由粗放分散型向集约管理型转变的五大转型路径,以期对商业银行在新形势下推进监督工作转型提供借鉴和启示。     

铁路运输企业主辅分离相关理论问题研究

介绍交易费用定义和交易费用理论的主要观点,通过交易费用理论在铁路主辅分离改革中的应用,提出铁路主辅分离的实施条件是国家有关制度的健全与完善,以及按市场经济要求理顺相关关系。同时应根据行业特性,对不同类型企业制定不同的分离策略,妥善解决产权界定、企业改制、市场生存和人员安置等问题。     

¿Hay evidencia de ciclo político-económico en el empleo sectorial de México, 1998-2013?

This paper looks for evidence of political-business cycles associated to the presidential elections in the Mexican sectorial employment over the period 1998-2013. By estimating panel data models, and controlling for the effects of the major determinants of employment, no evidence consistent with the predictions of the theoretical opportunistic model is found, i.e. whereas employment shows an expansion before and during the elections periods, the estimates are neither statistically significant nor robust. Furthermore, employment does not experience contractions after the elections or the office taking periods. Notwithstanding, the evidence suggests that employment is positively and negatively affected by output and real wages, respectively.     

Rational Inattention in Uncertain Business Cycles

The paper proposes endogenous information choice as a channel through which uncertainty affects price dynamics. I consider a rational inattention model with volatility uncertainty and endogenous information processing capability. According to the model, firms' learning and optimal attention exhibits inertia and asymmetry in response to volatility changes. Firms choose to process more information when uncertainty rises, especially about aggregate conditions, and their pricing behavior changes accordingly. Using a Markov‐switching factor‐augmented vector autoregression (MS‐FAVAR), the paper also documents a significant positive correlation between volatility and firms' responsiveness to macro‐ and microlevel shocks, consistent with model predictions.     

Factors contributing to business actions in response to climate change in Korea

Climate change is a growing problem and has been highlighted as a global issue. Empirical evidence increasingly indicates its obvious potential risks to humans and society. As members of this society, business organizations face greatly diverse climate change-related risks that they must recognize and respond to. However, gaps exist between scientific evidence and the actions of business organizations. Few empirical studies have examined the business organizations’ actions taken in response to climate change in Korea. This paper addresses this critical gap in the climate change literature by examining business organizations’ behaviors and identifying the factors influencing their actions. We employ statistical models to compare corporate climate change actions, and we explain their variations using survey data. The results indicate that despite increasing concerns about climate change, businesses have implemented very limited precautionary mitigation and adaptation actions. In addition, the concerns of the businesses about future climate change impact, organizational capacity (leadership, staff capacity, existence of a relevant division or department), and business size are significant factors with respect to the implementation of climate change actions.     

Validity and Reliability of Satisfaction as a Mediator between Quality Constructs in Manufacturer–Supplier Relationships Through Time and Across Contexts

Purpose: The main objective is to test and assess a research model through time and across contexts in which satisfaction is a mediator between quality constructs in manufacturer–supplier relationships. Satisfaction is positioned as a mediator between trust and commitment (i.e., causes) on the one hand, and cooperation, coordination and continuity expectancy (i.e., outcomes) on the other. The objective is also to provide a substantiation and contribution through time and across contexts, to business theory of supplier-manufacturer relationships

Methodology/approach: One out of eight samples selected for additional empirical substantiation for this study comprises a total of 600 small and medium-sized Spanish enterprises from various industrial sectors. A total of 259 usable questionnaires were returned, generating a response rate of 43.2%. The study is positioned (and compared) in relation to seven other samples that have been tested within the same research model in Canada, Finland, Norway (twice), South Africa, Sweden, and Taiwan. The total number of useable questionnaires is 1641, the average number of useable questionnaires per study is 205 and the average response rate is 37.4% in the studies assessed of this article.

Findings: The research model tested and assessed in the eight studies meets the requirements for satisfactory convergent, discriminant and nomological validity, as well as for construct reliability. The measurement and structural metrics support validity and reliability over time and across contexts, which is rare in marketing research.

Research implications: The theoretical framework contributes, through time and across contexts, to the business theory of supplier–manufacturer relationships. The tested research model demonstrates properties of validity and reliability across countries and company sizes. Implications and suggestions for further research are provided.

Practical implications: The empirical findings indicate key factors that contribute to satisfaction in manufacturer–supplier relationships in different countries and companies.

Originality/value: The article makes a contribution to theory relating to supplier–manufacturer relationships, providing evidence that the tested, hypothesized relationships are generally applicable. The validation or falsification of empirical findings in previous research is crucial in building valid and reliable theory over time and across contexts. Otherwise, theory becomes fragmented and undermines the credibility of marketing research.     

复合调味料食品生产许可技术审查分析

本文阐述了复合调味料食品生产审查的前期工作、申请受理、技术审查和许可审批等方面的内容,论述了复合调味料生产技术审查的相关标准执行要点及存在问题,旨在引导企业在复合调味料国家食品安全生产规范下开展复合调味料的规范化生产及技术创新,实现复合调味料绿色、安全生产的目标.     

基于双重属性的商业模式构念化与研究框架建议

商业模式是创业研究的新兴主题,既有研究文献增长迅猛,但研究结论高度零散、矛盾甚至冲突,不少学者认为缺乏概念明确性是导致商业模式研究喧嚣混沌状况的根源,但鲜有研究对此做出积极的理论探索。本文首先梳理并提炼商业模式概念的演变及其理论逻辑,发现既有研究的不足并提炼商业模式如何创造价值的架构属性,基于不同理论视角形成了不同的概念维度,特别是对于商业模式如何塑造竞争优势的价值属性研究不足。进一步地,本文构建了基于双重属性的商业模式构念化与分类模型,目的在于整合并澄清学术界对于商业模式概念的学理性认识,同时基于该模型重新审视商业模式研究框架并提出未来研究亟待关注的关键问题,以期对商业模式形成、调整及其效应机制的理论发展和实证检验起到推动作用,最后提出了国内学者开展商业模式研究的启示和建议。